We know loan fees can be confusing. At LoanNow, we are committed to a transparent fee structure that makes it easy for you to understand. 

For our installment loans the only fees you will ever pay is the interest accrued on your loan, late fees and origination fees if applicable. We’ll never charge you hidden loan fees like application fees, membership fees, or prepayment fees. 

Late fees may apply if a scheduled payment is missed. Amount and time of application of late fee vary by state.

At LoanNow we use a system called risk-based pricing. We look at every borrower as a unique applicant. In order to determine the specific rate you qualify for, you'll need to submit a loan application. For general information about APRs visit our Rates & Terms page.